Terms and Conditions

Terms and Conditions...

Last revised: November 13, 2007

LowerMyAutoRates.com
PO BOX 14267
Cleveland, Ohio 44114

If you have any questions, please Contact Us.

1. Terms of Use Agreement

Please carefully read through all sections of the following Terms of Use Agreement. By accessing this web site you agree to be bound by all terms and conditions below. Additionally, please be advised that any content you submit to LowerMyAutoRates.com, through the customer satisfaction survey (with a testimonial waiver form), through the newsletter, on our web site or via emails becomes the property of LowerMyAutoRates.com. If you do not acknowledge and agree to the terms below, then do not enter your information and do not continue using LowerMyAutoRates.com.

2. Security Policy

Your privacy is very important to us. Rest assured that we protect your privacy. Under no circumstances will LowerMyAutoRates.com sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating insurance agents, insurance agencies, insurance companies or other parties involved in your transaction, or as may be required by law or court order. LowerMyAutoRates.com's affiliates utilizes the following security measures to protect your data in transmissions between you and their networks:

Personal Information is collected only through secured browser connections These security measures help prevent unauthorized access and maintain data security. No transmission of data over the Internet, however, is guaranteed to be completely secure; information can be unlawfully intercepted by other parties. Although LowerMyAutoRates.com takes your privacy very seriously, we cannot guarantee the safety of your information.

3. How our Service Works

LowerMyAutoRates.com is the leading online marketplace connecting consumers with insurance agents to compete for their business across a variety of insurance policy types. LowerMyAutoRates.com is not an insurance agency and does not provide quotes directly to consumers. Rather, LowerMyAutoRates.com is a free matching service that instantly connects you with our nationwide network of quality insurance agents. After you submit your quote request via our web site, LowerMyAutoRates.com immediately matches you to local and national agents who can meet your insurance needs. We create this connection by emailing you the list of matching agents and their contact information as well as passing your information to the agents. Your matching agents will use the information you provided in your quote request to provide you with a quote. Sometimes, LowerMyAutoRates.com does not have a matching agent based on your location and insurance needs. In this event, your information may be passed to one of our third party agent networks to ensure that you receive as many competitive quotes as possible. LowerMyAutoRates.com does not charge a fee to use our service. LowerMyAutoRates.com is paid a fee by the insurance agents who purchase leads through our service. LowerMyAutoRates.com is not an agent of you or the insurance agents; we do not recommend any particular insurance agent or type of insurance. Use your own judgment in choosing an insurance agent and policy. We cannot guarantee that you will receive quotes. By submitting a quote request, you authorize LowerMyAutoRates.com to provide your information to insurance agents, both local and national. You also authorize LowerMyAutoRates.com to provide your information to one of our third party agent networks in the event that our primary agent network has no agents in your zip code. You authorize these agent networks to share your information with their vendors, suppliers, and insurance carriers in order to generate information for your quotes. You understand you are extending an express invitation for insurance agents to contact you by any means provided on your quote request, including your phone numbers and email addresses. If you choose to purchase a policy from a particular agent, any further communications with that agent are not covered under this privacy policy.

4. Minors

LowerMyAutoRates.com does not intentionally target anyone under the age of 16. Our sites and services are not directed toward people under the age of 16, nor do we knowingly collect information from Minors.

5. Links to Third Party Web sites

LowerMyAutoRates.com's web sites may contain links to other sites. These links are provided for your convenience but note that LowerMyAutoRates.com's hosting of these links is not an endorsement of any particular company. Be aware that LowerMyAutoRates.com is not responsible for the privacy practices, terms and conditions and disclaimers of affiliate sites or any other sites; we encourage you to thoroughly read the privacy practices, terms and conditions and disclaimers of affiliate sites or any third party sites linked from LowerMyAutoRates.com.com to ensure that you are comfortable with their practices.

6. Copyright and Trademark Notices

All contents of this web site are:

Copyright LowerMyAutoRates.com and/or its suppliers and participating agents, PO BOX 14267, Cleveland, Ohio 44114. All rights reserved.

7. Disclaimers

LowerMyAutoRates.com intends that the information contained on our web site is accurate and reliable; even so, errors can sometimes occur. We reserve the right to make changes and/or additions to this web site or the information contained on this web site at any time.

Errors and Delays - LowerMyAutoRates.com is not responsible for errors or delays in matching your quote request with qualified insurance agents, insurance agencies, insurance companies in any way, including but not limited to incorrect personal information such as email address and phone number. We are also not responsible for any quotes agents may generate that are the result of incorrectly entered quote request information.

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