Privacy Policy

The following Privacy Policy discloses the privacy practices for LowerMyAutoRates.com.

Last revised: November 13, 2007

LowerMyAutoRates.com
PO BOX 14267
Cleveland, Ohio 44114

If you have any questions, please Contact Us.

Helping you save money on insurance is important but so is your privacy. This Privacy Policy outlines our commitment to protecting your information.

Your Privacy is Important to Us

At LowerMyAutoRates.com, your privacy is our chief concern. We understand that you entrust us with your private information to help us match you with an insurance agent (we refer to all of these as "Agents") who can meet your needs. In exchange for your trust, you expect and deserve our commitment to treat your information with respect. Rest assured that we protect your privacy. Under no circumstances will LowerMyAutoRates.com sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating agents or other parties involved in your transaction, or as may be required by law or court order. The Privacy Policy below describes the standards we adhere to in handling information about you and your insurance quote request.

1. Who We Are and What We Do

Founded by insurance agents, LowerMyAutoRates.com gives you the ability to instantly compare accurate rates from some of America's top insurance companies, including Progressive, Travelers, The Hartford, Liberty Mutual, Safeco and many others. This saves you time and money!Once you select an affiliate, you are taken to their secure site where you submit your quote request via their web site. Our affiliates immediately match you to local and national insurance agents, insurance agencies and insurance companies who can meet your insurance needs. They create this connection by emailing you the list of matching agents and their contact information as well as passing your information to the agents. Your matching agents will use the information you provided in your quote request to run your quote and contact you with the details. Sometimes, LowerMyAutoRates.com does not have a matching agent based on your location and insurance needs. In this event, your information may be passed to one of our affiliates partner companies to ensure that you receive as many competitive quotes as possible. LowerMyAutoRates.com does not charge a fee to use our service. LowerMyAutoRates.com is paid a fee by the affiliate who purchase leads through our service.

2. Information Collected Personal Information

LowerMyAutoRates.com does not collect any personal information during any of our affiliate quote requests. Our affiliates do collect and pass this information on to your matching insurance agents, insurance agencies and/or insurance companies so they can generate accurate quotes for you. Please see our affiliates' Privacy Policies below for complete information:

Insurance.com's Privacy Policy

NetQuote.com's Privacy Policy

Technical information LowerMyAutoRates.com collects very limited technical information. We collect and track certain technical information to ensure that your consumer experience is a beneficial one. They may also use technical information to store your preferences and make future visits to our site quicker for you.

.Information from Banner Ads - if you arrive at LowerMyAutoRates.com through a banner ad, LowerMyAutoRates.com can track where you arrived from, as well as clicks that might have impacted our servers. This information is anonymous and cannot be used to gather personal information about you. Our affiliates can also determine where you arrived from as well as clicks that might have impacted their servers. This information is anonymous and cannot be used to gather personal information about you.

Survey information

LowerMyAutoRates.com and some of our affiliates may use survey information to gather feedback from consumers who have filled out forms on our web site or insurance quote requests on our affiliate web sites. LowerMyAutoRates.com and our affiliates use this information to track customer satisfaction and make improvements to our services. This survey, is completely voluntary and anonymous.

Information from the "Contact Us" section of the web site

If you decide to communicate with us through the "Contact Us" section on our web site, we may ask you for personal information such as your name, email address, or phone number. This information is not sold to any third parties. Your information may, however, be shared with outside sources in order to resolve any problems you may have.

Information from the "Tell a Friend" section of the web site

If you decide to Tell a Friend with us through the "Tell a Friend" section on our web site, we may ask you for personal information such as your name, your email address, your friend's name, and your friend's email address. This information is not sold to any third parties. Information from the "iPod Giveaway" section of the web site If you decide to communicate with us through the "iPod Giveaway" section on our web site, we may ask you for personal information such as your name, address, email address, or phone number. This information is not sold to any third parties.

Information from the "Renewal Reminder" section of the web site

If you decide to communicate with us through the "Renewal Reminder" section on our web site, we may ask you for personal information such as your name, email address, or expiration date of your insurance policy. This information is not sold to any third parties.

Information from the "Newsletter" section of the web site

If you decide to communicate with us through the "Newsletter" section on our web site, we may ask you for personal information such as your name and email address. This information is not sold to any third parties.

3. How Your Information is Used

How we internally use technical information to improve marketing

LowerMyAutoRates.com uses technical information such as cookies and web logs to study how our sites are being used. We can also use cookies to track your preferences so that when you return to our web site, you can navigate more easily without having to re-enter certain information. By analyzing the data that cookies and web logs provide, we can determine how to improve our web sites and banner ad campaigns to better serve our customers.

How we use survey data to measure satisfaction

LowerMyAutoRates.com uses information from our consumer satisfaction survey to better understand the consumer experience and improve our services. Personal information is not visible to anyone as this survey is completely anonymous. Other uses of your information by third parties

Law Enforcement - LowerMyAutoRates.com will share your personal information in response to law enforcement officers, government personnel, court order or subpoena. This information will only be shared in order to comply with a legal obligation.

4. Communications You Can Expect

Confirmation email Minutes after you submit a quote request through our affiliates, you will receive a confirmation email from our affiliates or their partners. This email will include unique information about your quote and, a link to your list of matching agents and helpful information to aid you in making your insurance choices. Note that the agents contained in your matching list will be those responding to you with your customized quote(s).

In the event that a match cannot be made, you will receive an email informing you that no agents meet your quote request requirements. This email will be sent within a matter of hours after you complete a quote request.

Follow up calls and emails from agents

After submitting a quote request through our affiliates, your quote request is matched with qualified, licensed insurance agents, insurance agencies or insurance companies. They may contact you via the information that you provided in your quote request.

Customer satisfaction surveys

LowerMyAutoRates.com may send you an anonymous customer service satisfaction survey. This survey is short and completely voluntary. Also, we may, from time-to-time, send additional surveys to better understand your customer experience so we can enhance our service. Again, participation is voluntary and you can unsubscribe from this communication at any time. This will ensure you will be removed from future LowerMyAutoRates.com communications.

Newsletter

You have the opportunity to sign up for LowerMyAutoRates.com's monthly newsletter on the last page of each quote request, within the newsletter center within LowerMyAutoRates.com.com, or on the designated areas located throughout the site. After signing up to receive this newsletter, you will receive a welcome email to confirm your subscription and provide you an opportunity to unsubscribe for any reason. You will receive the LowerMyAutoRates.com e-newsletter once a month to your email inbox. You can opt out of this newsletter at any time by clicking the Unsubscribe link in the email.

Newsletter Disclaimer

LowerMyAutoRates.com provides this site and the information provided herein as a service to its customers. The information and materials provided on this site are provided for general information purposes and may not be relied on as a substitute for professional or legal advice. The views or opinions expressed by the authors included herein do not necessarily reflect the views or opinions of LowerMyAutoRates.com or its affiliates. This information is not intended to create any legal relationship between LowerMyAutoRates.com and the user. Neither the transmission nor receipt of these materials will constitute a legal relationship between the sender and the receiver. The information is not guaranteed to be correct, complete, or current. LowerMyAutoRates.com makes no warranty, expressed or implied, about the accuracy or reliability of the information expressed herein, or at any other website to which this site is linked. LowerMyAutoRates.com also assumes no responsibility for the content and accuracy of materials contained in external sites to which links are provided on this website.

5. Altering or Deleting the Information You Submit Through the LowerMyAutoRates.com Web Site

Email preferences LowerMyAutoRates.com email communications consist of our customer satisfaction surveys, our e-newsletter, customer tips, and expiration notices. If you do not wish to receive these communications, please take one of the following actions: Click the unsubscribe link at the bottom of any email communication. (This is the fastest and most effective way to unsubscribe.) and fill out the form on the corresponding web page.

Send an email to with the subject line "Unsubscribe."

Submit a written request for removal to our mailing address: LowerMyAutoRates.com PO BOX 14267, Cleveland, Ohio 44114.

Insurance Agent, insurance agency or insurance company communications

By submitting a quote request with one or more of LowerMyAutoRates.com's affiliates, insurance agents, insurance agencies and/or insurance companies will contact you using the phone number and email address provided. In order stop these communications, you must contact the insurance agents, insurance agencies and/or insurance companies and request that they stop contacting you. If you decide to purchase insurance from one of the insurance agents, insurance agencies and/or insurance companies matched to you through LowerMyAutoRates.com, all further contact with that agent is not covered under this policy. You should thoroughly read the Privacy Policy of the insurance agents, insurance agencies and/or insurance companies you select in order to make sure that you are comfortable with their policy.

7. Notification of Changes to this Privacy Policy

We may, at our sole discretion, revise this policy at any time in a manner consistent with applicable laws and regulations. When we revise this policy, including changes to LowerMyAutoRates.com's use of your personal information, we will incorporate the revisions into this policy and will revise the "last revised" date at the top of this web page. We recommend that you regularly visit this policy in order to remain informed about any changes that we may implement. LowerMyAutoRates.com Privacy Notice By filling out the forms and providing information about yourself on this and the following pages, you acknowledge and agree that:

You have read, understand and agree to LowerMyAutoRates.com's Privacy Policy, and LowerMyAutoRates.com may send you electronically (via email or otherwise) any notices with respect to the Privacy Policy

LowerMyAutoRates.com may provide the information you submit to third parties for the purposes of providing you information and quotes about insurance, that such third parties may contact you by the email addresses, physical address or phone numbers that you provide, and that such third parties may use your information to gather additional information about you, such as insurance or credit scores

LowerMyAutoRates.com may contact you using the information you provide

You are an actual person, you have the right to provide the information you submit, and the information you submit is accurate, complete and truthful If you do not agree to the terms of this Privacy Notice and the Privacy Policy, then do not enter your information and do not continue with this process and do not provide you information to LowerMyAutoRates.com, in which case LowerMyAutoRates.com will not be able to have any quotes or information for insurance provided to you.

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